Meiners Law Office, PLC
Ross Meiners, Esq.
4400 E. Broadway Blvd. 
Suite 600S
Tucson, AZ 85711
(520) 777-2198
Member of

Tucson Foreclosure Attorney

Are you struggling with your debt and worried about losing your most treasured and valuable possession-your house? At Meiners Law Office, PLC in Tucson, Arizona, attorney Ross Meiners helps people explore their options for saving their homes from foreclosure. If you’ve been late on your payments for months, or got involved with a mortgage modification that has left you in arrears with your mortgage lender, then saving your home from foreclosure with a tailored bankruptcy case can resolve your house problems. Additional options such as second mortgage or home equity line of credit (HELOC) can be done 

Stop Foreclosure

Chapter 13 bankruptcy may be the most practical option for saving your home if your debt has become overwhelming. A Chapter 13 filing stops foreclosure proceedings immediately upon filing and any scheduled foreclosure or trustee sale is postponed due to the federal automatic stay. Additionally, your late payments can be resolved over time, eliminating your foreclosure risk.

While Chapter 7 bankruptcy cannot technically save your home from foreclosure, it can extend the time you are able to stay in your home without making payment on it on average an additional six months. Some clients see extensions up to a year or longer. However, you must file your case before the trustee sale date.

With a Chapter 13 filing, you will have a few options.  Any trustee sale is stopped while your case is active.  During your case, you can either cure the accumulated arrears over time in your plan, or else you can do a loan modification, handled by our office, through the court's Mortgage Modification Mediation (MMM) Program.  In our experience, this process works VERY well, with far superior results than trying to do a loan modification directly with the lender on your own, with no supervision or guidance.  

Filing bankruptcy also eliminates certain deficiency balances or liability you may face from the mortgage lender after the foreclosure completes. This prevents the lender from collecting on your or suing you in civil court for a judgment.

Committed to Helping You Save Your Home

Facing the prospect of losing your home is very troubling. When looking for ways to stop the foreclosure process, you want honest, competent answers from a compassionate and supportive bankruptcy attorney. Ross Meiners is just that, an experienced bankruptcy lawyer who is committed to providing you with assurance and personal attention. He will answer your phone calls and question about stopping foreclosure. You will get valuable information so you are able to make sound decisions about your home and your future.

Contact Ross Meiners, an experienced Tucson Arizona bankruptcy attorney at 520-777-2198 to schedule a free consultation.

Schedule an appointment today


A Strategic Bankruptcy Attorney Serving Tucson and Southern Arizona

If you are being harassed by creditors or have received notices for wage garnishments or foreclosure, contacting a lawyer should be the first step to handling your struggle.
CALL TODAY (520) 777-2198

Free initial consultations provided

Meiners Law Office, PLC

4400 E Broadway Blvd.
Suite 600S
Tucson, AZ 85711
Phone: 520-777-2198
Fax: 520-202-7317
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Areas Served: Meiners Law Office, PLC, is located in Tucson, Arizona, and attends to clients in Tucson, and surrounding areas, including Benson, Bisbee, Casa Grande, Douglas, Green Valley, Marana, Nogales, Oracle, Oro Valley, Sahuarita, San Manuel, Sierra Vista, Vail, Safford, Morenci, Sells; in counties including: Pima County, Cochise County, Santa Cruz County, Pinal County, Graham County, and Greenlee County in Southern Arizona.

Disclaimer: Results of a bankruptcy filing described on this website apply to most filers; however, each client’s financial situation is unique and results are dependent on the factual and legal circumstances of each case. Our office is a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code. The information you obtain at this site is not, nor is it intended to be, legal advice. You should consult an attorney for advice regarding your individual situation. We invite you to contact us and welcome your calls, letters and electronic mail. Contacting us does not create an attorney-client relationship. Please do not send any confidential information to us until such time as an attorney-client relationship has been established.

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