Meiners Law Office, PLC
Ross Meiners, Esq.
4400 E. Broadway Blvd. 
Suite 600S
Tucson, AZ 85711
(520) 777-2198
Member of

Chapter 13 Basics

Tucson Chapter 13 Bankruptcy Attorney

Filing for Chapter 13 Bankruptcy in Tucson, Arizona

Chapter 13 bankruptcy is a reorganization payment plan for individuals, some with higher income levels, or others who want to keep their homes, or restructure their car or mortgage loans.

Meiners Law Office, in Tucson, Arizona, is focused on helping clients file for Chapter 13 and explore other debt solutions in attempt to secure their future. To schedule an appointment for a free initial consultation, contact the office online or call 520-777-2198.

Chapter 13 bankruptcy restructures your debt into a three- to five-year repayment plan, with the potential to restructure outstanding loans and tax debts, reduce mortgages, and keep and rebuild retirement plans.  You make a monthly payment to the Chapter 13 trustee, who pays creditors according to your Chapter 13 plan our office drafts and files.  The goal of that plan is to pay off required and priority claims, with as little payment to unsecured creditors as possible pursuant to the bankruptcy rules.  
A Time for New Beginnings

It is never too late to start rebuilding your finances and saving for your future. Bankruptcy is a new beginning, not a means to an end. When clients come to Meiners Law Office, they are often worried about losing their assets and wonder if they will ever be able to rebuild their credit following bankruptcy. The good news is that the law is on your side and will help you protect most of your assets.

One of the advantages of restructuring your debt under Chapter 13, rather than simply discharging it under Chapter 7, is the ability to keep large non-exempt assets, unique assets, or certain small businesses. 

If you are an individual, or the owner of a struggling small business, guidance from bankruptcy attorney Ross Meiners will help you determine if filing Chapter 13 can save your business so you can move forward.

Schedule an appointment today


A Strategic Bankruptcy Attorney Serving Tucson and Southern Arizona

If you are being harassed by creditors or have received notices for wage garnishments or foreclosure, contacting a lawyer should be the first step to handling your struggle.
CALL TODAY (520) 777-2198

Free initial consultations provided

Meiners Law Office, PLC

4400 E Broadway Blvd.
Suite 600S
Tucson, AZ 85711
Phone: 520-777-2198
Fax: 520-202-7317
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Areas Served: Meiners Law Office, PLC, is located in Tucson, Arizona, and attends to clients in Tucson, and surrounding areas, including Benson, Bisbee, Casa Grande, Douglas, Green Valley, Marana, Nogales, Oracle, Oro Valley, Sahuarita, San Manuel, Sierra Vista, Vail, Safford, Morenci, Sells; in counties including: Pima County, Cochise County, Santa Cruz County, Pinal County, Graham County, and Greenlee County in Southern Arizona.

Disclaimer: Results of a bankruptcy filing described on this website apply to most filers; however, each client’s financial situation is unique and results are dependent on the factual and legal circumstances of each case. Our office is a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code. The information you obtain at this site is not, nor is it intended to be, legal advice. You should consult an attorney for advice regarding your individual situation. We invite you to contact us and welcome your calls, letters and electronic mail. Contacting us does not create an attorney-client relationship. Please do not send any confidential information to us until such time as an attorney-client relationship has been established.

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